Unoccupied Property Undergoing Renovation Insurance

Unoccupied Properties Undergoing Renovation

Cover for your home if it’s being renovated or refurbished. We can cover minor refurbishments to major works.

We offer 3 different levels of cover for you to choose from

Level 1

• Fire, lightning, explosion, earthquake or aircraft
• Subsidence, ground heave or landslip (unless excluded at the quotation stage)
• £100 excess increasing to £1,000 for subsidence claims
• Property owners liability cover up to £2,000,000

Level 2

• Full standard cover with cover limited for theft, malicious damage and escape of water up to £2,500.
• £100 excess increasing to £500 in respect of escape of water and  £1,000 for subsidence claims
• Property owners liability cover up to £2,000,000

Level 3

• Full standard cover including theft and malicious damage
• Subsidence, ground heave or landslip (unless specifically excluded at quotation stage)
• £100 excess increasing to £500 in respect of escape of water and £1,000 for subsidence claims
• Property owners liability cover up to £2,000,000