Terms & Conditions of Prices and offers

T's & C's

Student Possessions Insurance—from only £15·00 a year

This premium is based on a student living in halls and purchasing £2,000 room only cover online (Premiums are correct as of 01/07/2017).

Student Possessions Insurance—Buy online & Save up to 25%

The 25% saving is obtained buy buying £2,000 room only cover online, as there is an administration fee of £5·00 for policies bought over the phone.

So over-the-phone purchase works out like this: premium £15·00 + admin fee £5·00 adds up to £20·00

And online purchase works out like this: premium £15·00 + admin fee £0·00 adds up to £15·00, saving £5·00 which is a 25% saving against an over-the-phone purchase.

Student Possessions Insurance—New for Old Cover

In most cases items will be replaced as new irrespective of their age or condition, on a like for like basis. A deduction may be made for wear & tear for clothing, rented household goods & college property on loan

Mobile Phone & Gadget Insurance—From £43·09 per year
Premium is based on a multi gadget (5 gadgets) policy, and relates to a per gadget per month basis (Premiums are correct as of 01/092018).

Mobile Phone & Gadget Insurance—Accidental Loss

Accidental loss is only available on the Gold policies.

Student Travel Insurance—Gap Year / Backpacker Insurance from £39·17/€42·16 (Premiums are correct as of 01/09/2018).

£39·17/€42·16 premium is based on an individual aged under 39 with no pre-existing medical conditions travelling for up to 4 months within Europe.

Student Travel Insurance—Study Abroad Insurance from £14·54/€18·32.

Premiums based on a one month standard policy booked online for an individual aged 18-39, with no pre-existing medical conditions, studying in Europe (Premiums are correct as of 01/09/2018).

Tuition Fees & Rental Protection—From £21·68 per year

£21·68 premium is based on a £4,000 sums insured policy purchased online (Premiums are correct as of 01/09/2018).

Pedal Cycle Insurance—From £38·38 per year

Premium is based on a bicycle insured up to the value of up to £250·00 (Purchased on the Standalone product. Premiums are correct as of 01/09/2018).

Musical Instrument Insurance—From £6·01 per year

Premium is based on musical instrument insurance sums insured to the value of £300 (Purchased on the Standalone product. Premiums are correct as of 01/09/2018).