1 min read
12th June 2019

Convicted driver insurance

Convicted driver insurance

If you have had a driving conviction in the past then you may be finding it hard to get a convicted driver insurance quote. Please note, if you have been disqualified from driving, you cannot get a policy until you have served your ban.

Can you get insurance if you have driving convictions?

Yes, but you may have to get insurance from a specialist convicted driver insurer as insurers consider drivers with previous convictions or points on their licence as a higher risk.

What kind of offences do you cover?

Our panel of convicted driver insurance specialists will allow you to compare quotes for both major and minor convictions, from DR10 to SP30 driving convictions.

For example, our convicted driver insurance specialist panel is able to cover you, if you were previously convicted of:

  • Speeding
  • Drink driving
  • Driving whilst using your mobile phone
  • Driving without insurance
  • Careless or dangerous driving
  • Failing to stop after an accident
  • Drug driving
  • Failing to provide a specimen
  • In charge of a vehicle when unfit
  • Failing to comply with road signs and signals
  • Plus a whole lot more

Do I have to declare all my convictions?

Yes, you must declare all unspent convictions when asked by your insurer.

What happens if I don’t declare my convictions?

Your car insurance policy will be invalid if you do not declare your convictions and any claim you make will be rejected. You may also be charged with insurance fraud.

Why does it cost more?

If you have a driving conviction, you are considered a higher risk of making a claim by insurers than the average driver, therefore, insurers will charge a higher premium.

Do I need insurance to drive my car?

Yes, it is a legal requirement in the UK to have a least third-party insurance cover to drive.

Why choose us for a quote?

We compare quotes with our panel that specialise in drivers with motoring convictions to help find you a competitive insurance quote.


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