less than 1 min read
7th July 2022

Do you own a UK holiday property?

country house
Photo by Matt Jones from Unsplash

Do you own a UK holiday property?

Owning a holiday home has become increasingly popular in the UK. It’s been reported that an estimated 772,000 UK households own a second home.

We are specialists in the let and unoccupied property market offering you immediate online access to a panel of insurers for UK holiday home property risks at exclusively agreed rates.

Cover includes:

  • Full standard perils
  • Accidental damage (optional)
  • Subsidence, ground heave or landslip (unless specifically excluded at quotation stage)
  • Property owners’ liability £2,000,000
  • Loss of rent or alternative accommodation (up to 33.33% of the building sum insured)
  • Contents cover (optional)
  • £100 excess increasing to £500 in respect of escape of water and £1,000 in respect of subsidence

Cover for unoccupied periods:

  • Full standard perils apply subject to: the water being turned off at the mains and all tanks and pipes being drained, OR the central heating system being in continuous operation to maintain a minimum temperature of 59 degrees Fahrenheit / 15 degrees Celsius at all times / the property being secured
  • £250 excess increasing to £500 in respect of escape of water and £1,000 in respect of subsidence.
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