Owning a holiday home has become increasingly popular in the UK. It’s been reported that an estimated 772,000 UK households own a second home.
We are specialists in the let and unoccupied property market offering you immediate online access to a panel of insurers for UK holiday home property risks at exclusively agreed rates.
Cover includes:
Full standard perils
Accidental damage (optional)
Subsidence, ground heave or landslip (unless specifically excluded at quotation stage)
Property owners’ liability £2,000,000
Loss of rent or alternative accommodation (up to 33.33% of the building sum insured)
Contents cover (optional)
£100 excess increasing to £500 in respect of escape of water and £1,000 in respect of subsidence
Cover for unoccupied periods:
Full standard perils apply subject to: the water being turned off at the mains and all tanks and pipes being drained, OR the central heating system being in continuous operation to maintain a minimum temperature of 59 degrees Fahrenheit / 15 degrees Celsius at all times / the property being secured
£250 excess increasing to £500 in respect of escape of water and £1,000 in respect of subsidence.
