less than 1 min read
7th March 2019

Get Cover For A Convicted Driver

Photo by hartley999 from Pixabay

We all know that driving convictions do happen; we also know that a lot of mainstream insurers will not be keen on insuring you, if you have a conviction for a motoring offence.

They may not quote or if they do quote the premium will be at such a level that it will discourage you from insuring with them, as they simply don’t want your business.

But don’t fear there are specialist insurers out there who are fighting for your business, as they take the balanced view that anyone can get points on their licence; it's not just bad drivers that commit offences. We all know that there has been a vast increase in the number of speed cameras on the roads today. We can see this with the explosion of smart motorway systems across the country.

So, if you looking for an insurance quote as or for a driver who has a conviction then let us help you get a quote at a price you can afford. We can compare convicted driver's insurance with our specialist insurance providers.

We can source cover for both major and minor convictions, from DR10 (drink driving) to SP30 (speeding conviction) driving convictions, our panel specialises in drivers with motoring convictions to help find you a competitive insurance quote.

To find out or check what your endorsement codes mean and how penalty points are given for your code - Click here

How long endorsements stay on your driving record?

Endorsements stay on your driving record for 4 or 11 years depending on the offence. This can start from either the date you’re convicted or the date of your offence.

The endorsement is ‘valid’ for the first:

  •  3 years, for a 4-year endorsement
  • 10 years, for an 11-year endorsement

A court can take your endorsement into account if both:

  • You commit another offence while it’s still valid.
  • The endorsement is still on your driving record when the court considers your case.

Other people, like insurers and employers, may be able to find out that you have the endorsement:

  • Any time during a 4-year endorsement.
  • During the first 5 years of an 11-year endorsement, or the first 30 months if you’re under 18.

Source: Gov.uk

If you require insurance as a driver who has a conviction, then the best way is to get quotes from a specialist insurer in that market. You can get quotes from a panel of car insurance providers for convicted driver specialist quickly and simply by clicking here

Please note: that car insurance is mandatory for all vehicles driven on the road.

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