less than 1 min read
21st February 2019

Protect Your Car With Mechanical Breakdown Insurance

Photo by Lucawolf0 from Pixabay

So, you got a great deal on car insurance which means that you're covered for accidents, theft, fire, and other mishaps. But what do you do about those mechanical problems that may occur during the year?

Ask yourself, what would you do if your car broke down on the Motorway?

Vehicle breakdowns are stressful, but with breakdown cover a driver could get their car fixed and back on the road quickly, any time of day or night.

You can check out breakdown insurance, along with the price comparison from 10 of the top UK providers, we will also show what each of the policies include and the level of cover provided. We display:

  • Roadside Assistance: This is the main cover of any breakdown insurance policy. It provides the driver with help if their car, van or motorcycle breaks down when away from their home (normally there will be a minimum distance that you have to be away from your home in order to qualify for assistance). When the driver calls for assistance the breakdown company will send someone out to provide assistance.
  •  Home Start: Provides assistance when the driver’s car breaks down at or near their home. Basically, removing the minimum distance away from home clause from the policy.
  • National Recovery: As well as call-out and roadside repair, this type of cover includes a tow to any location in the UK. It might be worth considering if you often drive far from home. 
  • European Cover: Extends the breakdown coverage to European countries otherwise it is just limited to the United Kingdom.
  • Car hire: Provides a replacement car while your vehicle is being repaired

How does it work?

Using your breakdown insurance is simple. Keep your policy information in your vehicle or on your phone. When you contact your breakdown cover provider, they’ll take details of where you are and what the problem is, then send out a mechanic.

Depending on the nature of the problem and your level of cover, the mechanic will either fix the issue there and then, or tow you and your vehicle to a nearby garage.

We can provide breakdown recovery quotes for your car, van and motorcycle just click here for more information.

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