less than 1 min read
17th October 2019

Restaurants, Bars, Pubs and Clubs Insurance

Photo by Pxhere from Pxhere
PUBLIC HOUSE

Restaurants, Bars, Pubs and Clubs Insurance

We can help you get the right insurance cover for your pub, bar or restaurant.

Some of the covers to think about include:

  • Public liability insurance:  Protects you if someone suffers an injury or damage to their property as a result of your business.
  • Employers liability insurance: If you hire full-time, part-time or temporary staff you will require employer’s liability insurance as it is a legal requirement.
  • Buildings insurance:  Protects your premises for damage caused by a disaster like a fire or a flood.

What types of Injuries can people suffer on your premises?

Common injuries suffered on, pub, bar and restaurant premises leading to injury compensation claims include:

  • Falls due to ill-maintained equipment such as chairs and tables.
  • Tripping on broken tiles and carpets.
  • Slipping in flooded toilet facilities.
  • Burns where hot food and beverages are served.
  • Falls due to excessive crowding.
  • Food poison where food is prepared and served.

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