less than 1 min read
7th January 2019

Student Essentials

students on steps

At Cover4Insurance we know that you don’t always want to cover all your student possessions you just want to cover the ones that are most important to you which is why we have developed our
Essentials Insurance product.

This allows you to just cover the items that are most important to you without having to take out a full student contents policy.

With our Essential Insurance cover, you just select the cover(s) you want such as:

  • Computer Equipment (includes Laptops, iPads, Tablets) – Covers for liquid damage, theft and accidental damage anywhere within the United Kingdom.
  • Mobile Phone – Provides specialist mobile phone cover up to £1,000 for:


    • Accidental Damage (including liquid damage),
    • Accidental Loss,
    • Theft or
    • Malicious damage occurring anywhere within the United Kingdom.
    • Cover also includes:
      • Mechanical breakdown up to £500
      • Mobile phone accessories up to £150
      • Unauthorised calls up to £250
  • Musical Instruments – We provide cover up to £3,000 for accidental damage, theft or loss of your musical instrument(s) anywhere within the United Kingdom. Also includes £100 cover for the cost of hiring temporary replacement musical instruments whilst your instrument(s) are undergoing a repair or awaiting a replacement.
  • Pedal Cycle Insurance – We provide specialist pedal cycle cover up to £3,000 for theft or accidental damage occurring anywhere within the United Kingdom.
    • Cover also includes:
      • Public liability up to £1,000,000.
      • Pedal cycle accessories up to £250.
      • Cover in Europe for up to a maximum of 45 days during the period of insurance.
      • Replacement bike hire within the United Kingdom up to £420 (£70 per day)
  • Specified / Unspecified items - Insure valuable items such as watches, jewellery, glasses, camera equipment and audio equipment for theft or accidental damage anywhere in the United Kingdom under either our Specified or Unspecified Items section.
  • Tuition fees and rental protection: Provides cover for up to £20,000 for the reimbursement of non-refundable course fees and/or rent paid under a signed rental agreement if you are no longer able to continue on your course due to a sickness or accidental bodily injury that renders your disablement (meaning that you are physically unable to attend to major duties of your own studies or remain in your accommodation).

To get a quote just click here and select the covers you require, no personal details are needed to get a price until you wish to purchase or save a quote. So, check if you can save money today with Cover4insurance.

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